How to Manage My Money

Managing your money is a skill that you will have to master. It is important that you learn how to save and spend your money. Sometimes it can be tempting to spend all of the money you make on the things you want. But it is important to remember that saving money will allow you to do things that you want to do in the future, like go to school or buy a car. Check out some of these resources for more information about how to effectively budget and manage your money.

Family Services Perth-Huron
http://www.familyservicesperth-huron.ca

Personal money management * budget counselling * arrangement and administration of the Consumer Debt Repayment Program * promotion of consumer credit education and mediation

Huron County. Social Services
http://www.huroncounty.ca/ontario-works/income-support/pathways/

Pathways is an emergency program that can assist families and individuals living with low incomes in Huron County when they are most in need. The aim of the program is to reduce child poverty, promote attachment, help parents return to the workforce and prevent homelessness.

Assistance may include:
Emergency childcare * emergency dental * emergency heat/hydro * emergency housing * emergency rent * emergency transportation * eyeglasses * limited assistance with cost of prosthetic items * medications (one time in an emergency)

Pathways may pay up to $750 per year for rent, heat, or hydro for individuals or families with an eviction notice or disconnection notice, or $500 per year for health related items. Further funding may be available to cover emergency items related to prevention of child poverty or attachment to the workforce.

Funding comes from various sources including Community Homelessness Prevention Initiative CHPI and Low-Income Energy Assistance Program for customers of Westcoast Hydro and Erie Thames Power.

Financial Consumer Agency of Canada
http://www.canada.ca/en/financial-consumer-agency

Responsible for ensuring that federally regulated financial institutions comply with federal consumer protection laws and regulations. Monitors financial institutions’ compliance with voluntary codes of conduct and their own public commitments. * Informs consumers about their rights and responsibilities when dealing with financial institutions. * Provides information and tools to help consumers understand and shop for a variety of financial products and services